The landscape of cryptocurrency ownership in the United States is rapidly evolving, with approximately 55 million adults currently holding digital assets. A recent survey conducted by The Harris Poll on behalf of the National Cryptocurrency Association sheds light on the growing adoption of crypto and its impact on individuals.
According to the 2025 State of Crypto Holders Report, 21% of the US population now owns some form of cryptocurrency, representing a significant increase from previous years. What’s more, a staggering 76% of crypto holders believe that their experience with digital assets has had a positive influence on their lives.
The survey, which gathered insights from 53,805 US adults, revealed a diverse demographic profile of crypto holders. While 67% of holders were under the age of 45, a notable 15% were over the age of 55. This shift in age distribution signifies a broadening appeal of crypto beyond traditional investor demographics.
Gender representation among crypto holders is also improving, with women accounting for 31% of holders compared to men at 67%. Additionally, ownership of crypto has expanded across all income levels, with households earning less than $75,000 annually now comprising 26% of crypto-owning households.
Beyond the realm of investment, the report highlighted the multifaceted use cases of crypto. Approximately 39% of holders utilize digital assets for purchases, while 31% use them for sending money to family or friends and accepting payments in business transactions. This demonstrates the practical utility of crypto in everyday financial transactions.
The motivations for entering the crypto space vary, with 50% of respondents driven by curiosity about the technology and 60% by the desire to invest in their financial future. The report also uncovered a diverse range of portfolio sizes among holders, with 55% owning portfolios valued under $10,000 and 15% holding less than $500 in crypto.
The most recognized cryptocurrencies among respondents include Bitcoin, Ethereum, and Dogecoin. While these tokens enjoy high awareness levels, actual usage is more concentrated, with Bitcoin being held or used by 85% of respondents and Ethereum by 58%.
In terms of societal impact, many respondents believe that crypto promotes financial inclusion, enhances digital transaction infrastructure, advances technology, and encourages sustainable financial practices. These perceptions underscore the potential of digital assets to drive positive change on a broader scale.
Despite some concerns around scams, volatility, and tax complexities, only 3% of holders reported negative experiences with crypto. The majority of respondents expressed a favorable view of regulation, with 64% supporting government oversight of the sector. However, there were warnings that poorly designed regulations could impede innovation, highlighting the delicate balance needed in regulatory frameworks.
Overall, US crypto holders view digital assets as personally beneficial and transformative. They express optimism about the role of crypto in financial systems and remain committed to expanding their knowledge and engagement with the asset class. The report underscores the growing significance of crypto in the financial landscape and the evolving attitudes towards this emerging technology.